SSI: What is it?

Supplemental Security Income, often referred to as SSI, is a program administered by the Social Security Administration. It is one of two disability programs offered through Social Security. While it is often confused with insurance policies like Long Term and Short Term Disability, which are typically offered through employment or purchased individually, SSI is a program entirely separate and entirely different.

Anyone can apply for SSI. SSI is a program designed to help disabled individuals without any or without sufficient work credits to qualify for Social Security Disability Insurance (SSDI) and that have limited resources. SSI makes monthly payments to people who are age 65 or older, blind, or disabled.

Rather than looking at whether you have enough quarters of coverage from your work as they do with SSDI (Social Security Disability Insurance), SSI looks at your assets.  To qualify, a single person cannot have more than $2,000 in personal assets and married persons cannot have more than $3,000 in combined assets. The assets reviewed include your bank accounts, investments, property, etc. However, the Social Security Administration does not consider certain things like your home, the land it is on, household goods, and personal effects like your wedding ring or one car.

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There is a cap on how much an SSI recipient can receive per month, which is different from SSDI. This cap is called the Federal Benefit Rate. The Federal Benefit rate for 2014 is $721 for an individual and $1,082 for an eligible couple, and is uniform across the nation. It is important to note that factors including whether or not other SSI recipients live in the same home as you and how much income your spouse makes can impact these numbers, causing them to go up and down. Such external factors will affect how much money SSI recipients are given.

If you are awarded benefits under the SSI program, you are entitled to both cash benefits and certain medical benefits. After receiving an award, you may receive Medicaid to help pay for doctor and hospital bills.

The claims process for Supplemental Security Income can be long and complicated, with an endless stream of red tape to wade through. Having a Social Security Disability Lawyer can help you avoid the major mistakes that will cause your claim to be denied. Social Security Disability Lawyers can help guide you through the legal process so you and your doctors can focus on your medical treatment.

If you have a legitimate case, and want to file a claim now, contact the Summit Disability Law Group. Our local Utah attorneys will take your case on a contingency fee basis. This means that if we fail to secure you any benefits, you do not pay us anything. Our free consultation will allow you to understand your rights and get all the information you need to make an informed, confident decision about filing a claim for benefits.

To get help starting the claims process now, contact us at (801) 845-0056.