Types of Disability Benefits: How Can SSDI Help Me?

types of disability benefits

If you are living with a disability, you may have heard about Social Security Disability Insurance, or SSDI. SSDI helps disabled people who can no longer work and earn an income. These disability benefits can help you get by while living with a serious medical condition. In general, SSDI comes in the form of a monthly benefits check. However, it is important to know the different types of disability benefits that the Social Security Administration provides. The two major categories of assistance associated with SSDI are financial and medical benefits. The financial benefits provide much needed help with lost income and living expenses. The medical benefits can be extremely helpful in seeking proper treatment for your disability. Together, these benefits can relieve some of the stresses of coping with a disability. This post explores the disability benefits that you can get from the Social Security Administration.

At Summit Disability Law Group, our disability lawyers are committed to helping disabled Utahns get the benefits they deserve. The SSDI application process can be complex and frustrating, but we know how to win your claim! If you need help at any point in the disability claims process, please contact us for a free consultation!

Types of Disability Benefits: Financial and Medical

The two major types of disability benefits are financial and medical. Financial benefits come mainly through monthly checks. Medical benefits come in the form of Medicare and Medicaid coverage.

Cash Benefits

The amount of cash benefits you can receive depends on your past income. As you work and earn money, you receive Social Security credits. The SSA uses these credits to decide if you are eligible for benefits. Once you receive disability benefits, you can receive them as long as you cannot work. When you reach retirement age, they become retirement benefits. The retirement age is 67 for people born after 1959, and between 65 and 67 for people born before then. You can find a rough estimate of your potential Social Security benefit amount on the Social Security Administration website.

  • Past-Due Benefits

If you win your disability claim, you may be eligible for past-due benefits. These benefits cover the time period between your application date and the date the SSA awards you benefits. You will receive these benefits at once, in a lump sum.

  • Retroactive Benefits

You can get retroactive benefits if you qualify for SSDI and your disability started well before your application date. You can get up to 1 year’s worth of these benefits. These are not the same thing as past-due benefits. Rather, these benefits are for the months you were disabled before applying for SSDI.

Medical Benefits

You can also receive medical benefits through Social Security. These healthcare options can help you get treatment for your disability.

  • Medicare

If you receive SSDI cash benefits for 2 years,  you are automatically enrolled for Medicare. You will be enrolled for both hospital and medical insurance. These two types of insurance cover inpatient and outpatient medical care.

  • Medicaid

If you receive SSI benefits, you may be automatically enrolled in Medicaid.

If you have questions about any of these benefits, we can help! Our disability lawyers are ready to answer your questions and help you build a winning claim.

Summit Disability Law Group: Let Us Help You

If you think you qualify after reading about these different types of disability benefits, give us a call! We at Summit Disability Law Group are committed to helping disabled Utahns get the help they need. We know the claims process inside and out and can help you build the strongest case. If you would like to schedule a free case consultation, please contact us today!

We wrote a book, The Utah Social Security Disability Handbook, that explains the claims process in simple terms. This book can help you understand your rights. It cuts through the usual legal jargon and tells you what you need to know. You can order your free copy by clicking on the title above! We hope it helps you gain confidence about your case.

 

Image “Social Security Card” copyright by 401(K) 2012.