Spousal Disability Benefits: The Basics

 

spousal disability benefits

At Summit Disability Law Group, we answer a lot of questions about Social Security disability benefits. One question we often hear is, “can I get benefits if my spouse is disabled?” Fortunately, it is possible to receive benefits on your disabled spouse’s record. However, there are some important details to know about spousal disability benefits.

Since spouses often rely on each other for income, benefits may be available to both when disability prevents one from working. There are three different situations when spousal disability benefits can be a possibility. You may be eligible if you are currently married, divorced, or if your spouse is deceased. However, the claims process can be quite complicated. This post breaks down some of the basics of these benefits, and how you can get them.

When You Can Receive Spousal Disability Benefits

The eligibility requirements for these benefits are different based on your situation. Take a look below to see which of them apply to you.

Currently Married

  • If you are 62 or older, and your spouse is disabled and earns benefits, you may be eligible. You can only receive spousal benefits if you do not already collect more Social Security benefits than your spouse.
  • You may also qualify if you are caring for a child under 16 and your spouse is disabled and receiving benefits. There is no age requirement if this is your situation.

Divorced

  • You must be at least 62 and not remarried, and have been married to your disabled spouse for at least 10 years before divorcing.
  • Again, you can only receive these benefits if you do not qualify for a greater amount on your own record.

Spouse is Deceased

  • If you are over 60 and your disabled spouse is deceased, you may be able to receive benefits on their record.
  • If you are at least 50 and became disabled before or within 7 years after your spouse’s death.

We know that it can be hard to keep all of these rules and regulations straight. We strive to make the claims process as smooth as possible for our clients. We offer absolutely free copies of our helpful book, The Utah Social Security Disability Handbook, to help you understand it better. Order yours today by clicking on the title above! In addition to our books, we offer free initial consultations to help you understand your case. We are dedicated to helping disability claimants navigate the system successfully.

More Questions about Disability Claims? Contact Us Today!

The claims process can be complicated and stressful. At Summit Disability Law Group, we can help you find answers to all your questions — not just those about spousal disability benefits. Our book can be helpful, but we know that nothing works better than face-to-face communication. If you have questions or think you may have a case for Social Security disability benefits, please contact us today! We are always ready to help. Living with a disability can be extremely difficult, and we want to do all we can to make it easier for you.

 

Photo “Aneis/Rings” copyright by Jeff Belmonte.