Can I Still Get Medical Care During a Disability Case?

medical care during a disability case

Juggling doctor’s appointments, bills, and health insurance headaches can be one of your hardest tasks after becoming disabled. Adding an application for Social Security disability benefits to the mix can make it even harder. However, continuing your medical care during a disability case is extremely important. Don’t give in to the temptation to pick between the two. Choosing to ignore medical treatment during a case is one of the most common mistakes we see in the disability claims process.

Why is Medical Care During a Disability Case So Important?

Your medical records and history are the most important part of your disability case. In fact, you can’t have a case without them. Since your disability isn’t going to end the moment you apply for benefits, neither should your medical care. Developments or changes in your condition during a case can alter the Social Security Administration’s final decision. Keeping your records up to date is essential.

Your doctor’s opinion is given significant consideration by the SSA. Make sure that you have a good relationship with your doctor and that they understand your situation. In order for a doctor to truly understand and help your case, they need to know you. Don’t try to test out several different providers — find a good doctor and stick with them.

If you have a medical professional advocating for your case, you’re in good shape.

What If I Don’t Have Health Insurance?

Quality health insurance is another important aspect of medical care during a disability case. If you don’t have coverage, you should do your best to find a plan before you file a disability claim. Minimizing medical costs can make the claims process less stressful and help you get the most from your benefits.

If you are filing a disability claim and have no health insurance, you have two options:

  • Apply for Medicaid
  • Apply  for private coverage
    • If you don’t qualify for Medicaid, explore your private care options.
      • You may still be eligible for credits or lower fees.
    • You can apply through the national health insurance Marketplace or search elsewhere.

What Happens to My Care If I Win? What If I Lose?

If you win your case and receive Social Security disability benefits, you are eligible for Medicare. However, there is a 24-month waiting period before coverage will start. You may be able to keep your Medicaid or private coverage during this period, but each case is different.

If your case is unsuccessful on the first try, don’t give up. You can still win an appeal. If you tried to handle your initial claim alone, hiring an experienced disability lawyer can improve your chances going forward.  We are dedicated to working as hard as needed to get you your benefits. If, for some reason, your case is continually unsuccessful, you still have the same two options as before: Medicaid or private coverage.

Having quality health insurance and proper medical care during a disability case is crucial. If you have any questions about the claims process or concerns about your care, we are here to help. Summit Disability Law Group is committed to providing affordable legal representation. We will help you manage the costs of medical care during a disability case.

 

Photo “Monthly check up” copyright by Bryan Mason.